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Your Mortgage – Page 79

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Big banks accused of exploiting the sub-prime fall out

Australia's biggest banks are accused of cashing in on the credit crisis after they increased their interest rates on their mortgages outside the Reserve Bank of Australia's official cash rates in a bid to offset higher funding costs

14 Jan, 2008

First homebuyers feel the heat as more investors set to return

Struggling first homebuyers may find it even harder to break into the property market next year as more investors plan to put their money back in the sector, a new study has found

29 Nov, 2007

Melbourne suburb jumps 12% in three months

Melbourne's booming property market is spreading to middle-ring suburbs, with house prices rising to double digit growth, according to the latest Residex report

22 Nov, 2007

Reverse mortgage borrowers largely unaware of risks: ASIC

Despite the growing popularity of reverse mortgages in Australia, many borrowers are still in the dark about how the product works and the risks involved, a new report has shown

22 Nov, 2007

Melbourne property market runs wild - 10+% capital growth

Melbourne reinforced its position as the hottest property market in Australia by racking up a staggering double digit growth within three months - the largest increase across all capital cities, a Residex data has showed

15 Nov, 2007

Boost your profits through holiday-let properties

Holiday properties are often considered risky compared to standard residential investments due to their inconsistent and unpredictable income. However, that risk is often balanced by higher returns and the lifestyle benefits that come with the opportunity to enjoy the holiday property themselves according to Your Investment Property magazine

15 Nov, 2007

Unique properties offer bigger upsides

Standing out from the crowd is vital when it comes to attracting investor interest; and unique properties are more marketable than most, according to Your Investment Property, Australia's most influential property investment magazine

25 Oct, 2007

Weary buyers sit tight during uncertain market

Mortgage sales across the country sank 21.2% in September month on month as worried buyers delayed their foray into the property market, according to Australian Finance Group's (AFG) findings

11 Oct, 2007

Cancelled home loans hit record highs

The August rate hike spooked investors and homebuyers away from the property market, possibly denting the nascent recovery in the sector

11 Oct, 2007

Jeff and Val Wareing's property nightmare: Tell us what you think they should do

When Jeff and Val Wareing decided to buy an investment property to help fund their retirement, they had no idea how quickly their property ownership dream would unravel into a financial nightmare

05 Oct, 2007

Melbourne units boom - 16+% return

Melbourne's inner city unit market appears to be finally emerging from its long hiatus as evidenced by strong demand, limited supply and improving returns

05 Oct, 2007

Reverse mortgages - should you have one?

The reverse mortgage market has continued its breakneck growth in Australia as a growing number of cash-strapped seniors begin to warm up to the controversial home loan product.

27 Sep, 2007

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

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