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Your Mortgage – Page 75

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Auction revival gets underway

Despite the ongoing negative news about the prospects of Australia's housing markets, many buyers are snapping up properties at residential auctions according to PRDnationwide.

12 Mar, 2009

Urge to invest in property remains strong

A large number of people are planning to invest in property even as some experts are predicting a collapse in the housing markets, a new survey by Your Mortgage has found.

12 Mar, 2009

First homebuyers lift new home sales

New home sales surged by 8.3% in January, marking the best result since June 2008, according to a new report.

05 Mar, 2009

RBA holds rates steady but first homebuyers' spending spree set to continue

After slashing rates in a big way over the past few months, the Reserve Bank of Australia (RBA) has taken a breather for now and decided to hold the current rate steady at 3.25%.

03 Mar, 2009

Housing recovery likely next year: HIA

The housing industry will begin recovering with an increase in housing starts by the 2009/10 financial year, said Housing Industry Association (HIA) chief economist Harley Dale.

26 Feb, 2009

Competition intensifies at the lower end as luxury homes weaken further

While the beachfront mansions and other luxury homes have seen demand fall off after being hit hard by the financial crisis, the lower to middle range properties are seeing demand increase dramatically.

12 Feb, 2009

Mortgage sector recovers as first homebuyers fire up the market

After diving most of 2008, the number of loans committed for housing is now on the way up, according to the latest data from the Australian Bureau of Statistics.

12 Feb, 2009

Rate cut spurs consumer mortgage interest

It may be too early to call it a turnaround, but early indications show that consumer interest in the housing market is surging after the RBA February 1% rate cut

04 Feb, 2009

Queensland's regional suburb grew nearly 50% in 12 months

The suburb of Paget in Mackay topped the fastest-growing regional suburbs list after the median unit price there grew 49.67% to $613,800 over the past 12 months according to RP Data.

29 Jan, 2009

Sunshine Coast tops the list as the least affordable housing market

Sunshine Coast is now the most unaffordable market, according to the latest report by Demographia - replacing Mandurah in Western Australia which grabbed the title last year.

29 Jan, 2009

Avoid Gold Coast, WA and Brisbane units for now: expert

Investors who are looking to take advantage of the current buying opportunities in the property market should avoid areas that have further to fall, according to a leading property expert.

21 Jan, 2009

Do you have a mortgage question or comment?

Are you a homeowner looking for mortgage tips or an investor wondering how to make the most of the property market in 2008?

20 Jan, 2009

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

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