Author

Your Mortgage – Page 77

Recent articles for this author

Investor sentiment improving

There are signs that the worst may be over for the property market with new data showing marked improvement in investor activity in the month of July.

12 Sep, 2008

Rate cuts to boost economic growth

Lower interest rates over the coming year are set to drive the economy forward once the current episode of "overdone pessimism" has receded, according to BIS Shrapnel.

28 Aug, 2008

Serious investment opportunities found in regional areas

With most of the attention usually on the capital cities, there were plenty of regional areas of Australia thriving as well, according to Colliers International.

28 Aug, 2008

Australia's best home loans: Who won this year's awards?

In a year that left the world's financial markets scattered with casualties, and the subsequent forced consolidation in the mortgage marketplace, Your Mortgage magazine has found light at the end of the tunnel

25 Jul, 2008

Win $40,000 in cash and prizes!

Find out how you could win the coveted Property Investor of the Year award and bag over $40,000 in cash and prizes.

16 Jul, 2008

Sydney rents set to surge

The rental vacancy rate in Sydney fell from 1% to 0.9% in May, according to the Real Estate Institute of NSW, squeezing the tight rental market even further.

02 Jul, 2008

Coastal properties on the cheap

In the wake of the recent volatility in the stock market, many buyers are wondering if it's still safe to put their money on coastal properties.

25 Jun, 2008

Properties beat shares

Despite the recent fluctuations in the market, residential properties have managed to come out ahead of the sharemarket, according to a new report

04 Jun, 2008

Stable interest rates to attract investors back into the market

The Reserve Bank of Australia's decision to keep interest rates on hold for the foreseeable future is likely to reignite investors' interest in the market, according to an economist

04 Jun, 2008

Residential property prices show healthy increase

All but one of Australia's state capitals have shown an increase in median property prices over the past year, according to the latest figures from the Real Estate Institute of Australia (REIA).

29 May, 2008

Property investors reap higher yields amid rental squeeze

After stagnating since late 2006, there have been encouraging signs that rental returns are finally improving

29 May, 2008

Melbourne rental vacancies drop to critically low level

The vacancy rate for residential properties within 4km of the Melbourne CBD has dropped to a record all-time low of 0.3%, according to the April Real Estate Institute of Victoria (REIV) rental report

23 May, 2008

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

Your Mortgage – Page 77

Your Mortgage

Mortgage Comparison

Calculators

Mortgage Brokers