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Your Mortgage – Page 74

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State of the Market - Positively geared properties return

High rental yields should help keep the real estate market afloat throughout 2009, thanks to historically low vacancy rates, decreasing interest rates and softer property values according to experts

26 May, 2009

Hobart tops Australia's most affordable list

Housing affordability has improved the most in Hobart, making it the most affordable capital city during the March quarter according to a new survey.

21 May, 2009

Standard variable loans drop to 4.83%

Competition is alive and well in the mortgage market, with many lenders dropping their rates to levels not seen in nearly a decade.

14 May, 2009

Govt considers greener version of first home buyers grant

Prime Minister Kevin Rudd indicated the first home buyers grant could come to an end 30 June, but there is hope a green version of the bonus will emerge in its place.

30 Apr, 2009

Bargain hunters drive record auction sales

Colliers International has reported that out of $50m worth of real estate up for auction on April 2, a number of properties to the value of $25m was sold that day, which made it the largest auction portfolio in the company's history.

16 Apr, 2009

National home values rebound - demand could outstrip supply

Defying the sinking confidence of investors in late 2008, home values in many areas of the country are rising again in 2009.

02 Apr, 2009

More incentives to buy vs rent

Renters who eventually want to be homeowners should find the present situation very tempting.

02 Apr, 2009

Cheaper properties grew the fastest

Properties located close to the capital cities and are priced under $500,000 have grown the fastest according to a new report.

26 Mar, 2009

First homebuyer boom to ripple through mid-range properties

The current boom in the lower end of the housing market will filter through to the more expensive properties over the next three to six months, according to the Real Estate Institute of NSW (REINSW).

26 Mar, 2009

Renovation cost to drop by up to 15%

The current slowdown in the building and construction sector is creating the best opportunity for investors to upgrade their rental properties cheaply, a new report showed.

26 Mar, 2009

Mortgage rates to hit all-time low of 4.5%, cash rates to fall to 1.5%

The currently low mortgage rates are expected to fall even further due to the slowing economy.

17 Mar, 2009

British buyers, expats eye Aussie coastal properties

The lure of low interest rates and lower property prices is proving to be too hard to resist for Aussie expatriates and new British migrants.

12 Mar, 2009

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

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