Author

Your Mortgage – Page 28

Recent articles for this author

Young Aussies admit lack of mortgage knowledge

New research by ME (previously ME Bank) has revealed that the majority of Australians under 30 admit that they barely understand the mortgage market, which makes them vulnerable to bad real estate deals.

11 Jun, 2015

Small, non-bank lenders provide ‘best value’ home loans, says Mozo

A vast majority or 86% of Australia’s best value home loans are now being given by small and non-bank lenders, says comparison site Mozo.com.au.

11 Jun, 2015

Home loans hit new high at almost $33bn

First homebuyer levels have improved in April 2015, as housing finance reached new highs at $32.7bn. Loan sizes also soared, a new report has revealed.

10 Jun, 2015

Westpac announces split of its retail and business banking division

Westpac Banking Corp, one of Australia’s big four banks and the country’s No. 2 lender by market value, has announced a split of its retail and business banking division this week.

10 Jun, 2015

Tasmania still the worst state for housing plan approvals, says Property Council

Tasmania has once again been named the worst performing state when it comes to planning approvals.

05 Jun, 2015

Westpac hailed Socially Responsible Bank of the year

Mortgage lender and one of Australia’s big four banks, the Westpac Group, has bagged the title as the Socially Responsible Bank of the Year in the 2015 Money Consumer Finance Awards.

05 Jun, 2015

Major political parties argue over housing affordability

Australia’s major political parties are continuing to debate each other over housing affordability.

04 Jun, 2015

APRA remains calm despite housing bubble fears

The Australian Prudential and Regulation Authority says it remains calm about Sydney and Melbourne’s property markets, despite concerns raised by the Treasury and the RBA about a housing bubble, reports Fairfax Media.

04 Jun, 2015

CBA records highest customer satisfaction of big four

The CBA has emerged to hold the highest overall satisfaction of the big four at 82.2%, according to the latest study by Roy Morgan Research.

04 Jun, 2015

Chinese investment set to rise

Investment advisor Ausin Group may be quite unknown in Australia, but it is becoming a big player in the nation’s housing market, thanks to its mainland Chinese clientele.

02 Jun, 2015

Australia sees a drop in housing approvals

Approvals for the construction of new homes have seen their sharpest fall in seven months.

02 Jun, 2015

Less Aussies are becoming homeowners, study shows

Fewer Australians are choosing to be homeowners, with the aggregate proportion going down from 71.2% in 1996 to 66.9% in 2011.

02 Jun, 2015

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

Your Mortgage – Page 28

Your Mortgage

Mortgage Comparison

Calculators

Mortgage Brokers