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Your Mortgage – Page 30

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RBA rate cut could help sluggish housing markets, experts claim

Real Estate Institute of South Australia president Greg Moulton, along with other industry leaders in Adelaide, has commended the RBA’s cut to 2%. They believe this will get more potential homeowners to be active in the market.

07 May, 2015

Three lenders announce drop in interest rates

Three mortgage lenders have dropped their interest rates, following the RBA’s announcement to cut the official cash rate by 25 basis points to 2%.

07 May, 2015

Minimum wage workers need 80% of income to afford homes

The Australian Council of Trade Unions claims a minimum wage worker who earns $33,000 would need to spend 81% of their earnings to afford a mortgage in Australia’s capital cities.

05 May, 2015

AFG aims to raise $140m in IPO

Mortgage broking group AFG has kicked off its initial public offering (IPO), with the aim to sell $101.5m in shares and raise almost $140.1m.

05 May, 2015

RBA drops cash rate to 2.0%

The Reserve Bank of Australia (RBA) has cut the cash rate by 25 basis points to 2%.

05 May, 2015

Housing starts reach all-time high record

New home approvals have risen to an all-time high of 2.8% in March, thanks to record-low interest rates and the fast growing Australian population.

05 May, 2015

Australia’s poorest can only afford a fraction of listed housing, report shows

Charity group Anglicare has revealed in its new report that a “severe housing crisis” is affecting low-income earners, as few affordable accommodation options are made available to them.

04 May, 2015

Industry awaits new rate movement decision by RBA

The Reserve Bank of Australia is expected to announce its latest interest rate decision on 5 May.

04 May, 2015

New tax on foreign property investors slammed by critics

The new fees starting at $5,000 for foreign property buyers have been labelled a tax on investments, leading critics to argue that the new policy will fail to ease housing values across Australia.

04 May, 2015

Major banks earn billions, as Aussie housing market strengthens

The booming housing market over the past six months may have led three of Australia’s big four banks to earning almost $11bn, industry experts predict.

04 May, 2015

Regulators will ‘crack down’ on lending practices, predicts analyst

An analyst estimates regulators will crack down on lending practices, as property prices across major cities like Sydney and Melbourne continue to soar at almost record-levels.

28 Apr, 2015

Affording a house gets even harder

Sydney and Melbourne’s housing markets are becoming even more expensive, as income spent on mortgage repayments soars to a near decade high, rating agency Moody’s has found.

28 Apr, 2015

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

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Learn more about our commitment to editorial integrity in our Editorial Guidelines.

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Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

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For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

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We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

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