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Your Mortgage – Page 24

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Inflation figures likely good news for investors and home owners ahead of RBA interest rate decision

The head of one of Australia’s peak real estate groups said there are signs that home owners and investors will continue to enjoy relatively low interest rates

02 Nov, 2015

CPI data reveals house costs dropping in some cities

Consumer price index (CPI) data released recently by the Australian Bureau of Statistics for the September quarter reveals downward pressure on new housing costs in Perth and Darwin.

30 Oct, 2015

Customer satisfaction for big four remains lower than other lenders

In the six months to September 2015, the overall satisfaction level of home loan customers of Australia’s four major banks was at 80%, according to data from Roy Morgan’s Single Source survey.

30 Oct, 2015

Experts believe banks will raise rates, property prices to stay high

Eighty percent of the economists and experts who participated in the latest Reserve Bank Survey by finder.com.au are anticipating the cash rate to remain on hold at 2.0% at the Reserve Bank’s meeting on November 3.

29 Oct, 2015

Australia’s favourite banks revealed

Small, non-bank lenders with online facilities like ING DIRECT and Queenslanders Credit Union are the biggest winners in Mozo’s People’s Choice Banking Awards. Such banks received high marks for their service and trust.

28 Oct, 2015

Most affordable suburbs in Australia revealed

Western Australia suburbs have dominated the list of most affordable suburbs within capital cities to live in, according to research by finder.com.au.

27 Oct, 2015

Survey suggests parents want to help kids with home purchases

Of the 2,500 people surveyed for RaboDirect’s 2015 Financial Health Barometer, 61% of respondents with children expressed their desire to help their kids financially in the future to purchase a home.

27 Oct, 2015

Commonwealth Bank increases home loan interest rates

The Commonwealth Bank has followed in the footsteps of Westpac in announcing that interest rates will rise on some of its home loans for both investors and owner-occupiers.

23 Oct, 2015

Aussie residential outlook is hopeful for 2016

Solid activity in 2016 was the forecast issued by Corelogic RP Data on its Australian Residential Development Outlook Spring Edition report.

21 Oct, 2015

ASIC set to help people decide on interest-only mortgages

Consumers considering an interest-only mortgage have been reminded by the Australian Securities and Investment Commission (ASIC) to make sure the arrangement suits their borrowing needs and capabilities.

19 Oct, 2015

Aussies urged to make more mortgage payments and use their tax refund wisely

Believe it or not, around 20% of Australians fail to file their tax returns before the deadline on October 31, according to the Australian Tax Office.

19 Oct, 2015

New laws could impact New South Wales apartment buyers

If you’re considering taking out a mortgage to buy an apartment in New South Wales you might want to hold off, as laws surrounding the state’s strata agreements face the possibility of a major overhaul

16 Oct, 2015

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

Your Mortgage – Page 24

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