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Your Mortgage – Page 29

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Australia sees a drop in housing approvals

Approvals for the construction of new homes have seen their sharpest fall in seven months.

02 Jun, 2015

Current housing boom still not Australia’s ‘most robust’, study shows

A new study by CoreLogic RP Data has debunked industry-wide beliefs that the current property boom is the most robust, amid the historic cash rate cuts from the Reserve Bank of Australia.

29 May, 2015

Aussie home loans reach $1.3tn, APRA data shows

Home loans across Australia have amounted to $1.3tn in the first quarter of 2015, and are still expected to reach even higher numbers as owner occupiers and investors are likely to gain strong property returns.

27 May, 2015

New poll foresees more Aussies will lock in fixed home loan rates

A study has found more Australians are likely to start fixing their home loans, despite the stable cash rate, as they anticipate the wake of imminent interest rate hikes next year.

27 May, 2015

How rate cuts have impacted the housing market

Moody’s Analytics claims interest rate cuts by the Reserve Bank of Australia in February and May have added $8,000 to house prices in Sydney and Melbourne.

27 May, 2015

Moody’s praises big four banks

Ratings agency Moody’s has commended the move of Australia’s big four banks after they tightened home lending standards in the hope of limiting housing market risks.

26 May, 2015

HIA: Auckland investment tax won’t work for Sydney

Housing Industry Association senior economist Shane Garrett has argued that the investment tax measure used in Auckland is not the best solution for Sydney’s housing boom.

26 May, 2015

WA government to spend over half a billion on social housing

A new effort by the WA government to reduce the social housing waiting list has amounted to a $560m investment package.

14 May, 2015

Tax Office reveals richest Sydney suburbs

Housing sector experts have warned Sydney residents of a “ghettoisation”, as divergent employment, soaring inner city house values and urban infrastructure continue to envelope the harbour city.

14 May, 2015

Chinese developers buy Surry Hills mall for $100m

Chinese developers have once again showed immense interest in Australia’s real estate market after purchasing the Surry Hills Shopping Village in Sydney for AU$100m (US$80m).

14 May, 2015

Sydney ahead of New York, Paris as attractive real estate market

Sydney has been recognised as the fourth most attractive real estate market for investors across the globe, trailing behind power cities like London, Tokyo, and San Francisco which landed on the top three, respectively.

11 May, 2015

NAB head admits personal banking services ‘not up to standard’

Personal banking, particularly the mortgage market, remains to be NAB’s priority, despite the recent statement by chief executive Andrew Thorburn that the bank’s "fulfilment processes in business and personal banking are not up to standard”.

11 May, 2015

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

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For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

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