Author

Michael Mata – Page 43

Recent articles for this author

Homebuyers risk heavy losses by over-borrowing

New figures from APRA show that Aussies took on an additional $110bn of mortgages last year

14 Mar, 2017

ABS: Home financing rises unexpectedly in January

The number of home loan approvals rose a seasonally adjusted 0.5% in January from December, following a gain of 0.4% the previous month

13 Mar, 2017

There is no housing bubble, big banks insist

Rapid house-price growth, at a time of negligible pay rises, has made housing affordability a hot-button political issue

10 Mar, 2017

If you have less than $1m, forget about buying a house in Melbourne

Those who lack deep pockets are outpriced from more than 100 Melburnian suburbs

09 Mar, 2017

More people are choosing to live alone – and it’s impacting housing supply

Currently, the demand for studio or one-bedroom apartments, as well as houses suitable for singles, is far outstripping supply

08 Mar, 2017

ANZ retracts plans to introduce tracker mortgages

Lack of consumer interest was pegged as the main reason for the retraction

08 Mar, 2017

DFA: Nearly two million households locked out of property market

Not surprisingly, the majority of such households can be found in New South Wales

07 Mar, 2017

Andrews Labor government reforms stamp duty for first-home buyers

These reforms would benefit 25,000 first-home buyers who’d save up to $15,000 on new purchases

07 Mar, 2017

Banks and non-bank lenders continue to tighten rules, add new fees

Stricter rules are meant to keep lenders from breaching the Australian Prudential Regulation Authority’s 10% speed limit

07 Mar, 2017

One million households in danger of mortgage stress

One in three households in Victoria, Tasmania, and Western Australia could experience mortgage stress, ranging from mild to severe

06 Mar, 2017

ASIC is assessing mortgage lending standards across the banking sector

ASIC announced the examination after launching civil court proceedings against Westpac on Wednesday

03 Mar, 2017

Dissecting Australia’s property boom

The country now has a two-speed property market, with prices rising in Sydney and Melbourne and declining in Perth and Queensland

03 Mar, 2017

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

Michael Mata – Page 43

Your Mortgage

Mortgage Comparison

Calculators

Mortgage Brokers