Author

Michael Mata – Page 42

Recent articles for this author

Sydney apartment rooftops now boast world-class amenities

Occupants don’t have to leave their building to enjoy greenery, attend glamorous parties, or have a movie night

20 Mar, 2017

Turnbull won’t rule out using super for first-home buyers’ deposit

While the PM has previously labelled the concept a “thoroughly bad idea,” he appears to have changed his mind

20 Mar, 2017

Westpac raises home loan interest rates for investors, owner-occupiers

The hike comes on the heels of a similar move by NAB

20 Mar, 2017

Aussie borrowers can expect higher interest rates after US Fed hike

Lenders will point to higher funding costs as an excuse to raise mortgage rates, and they’ll have the approval of the RBA

17 Mar, 2017

ASIC wants to reform mortgage broker remuneration

The regulatory body wants to safeguard borrowers from exploitation without upsetting the competitive dynamic that has helped smaller banks compete with the big boys

17 Mar, 2017

NAB hikes mortgage rates across its lending book

The changes were announced hours after the US Federal Reserve lifted its key interest rate—a move that is likely to increase funding costs for Aussie banks

17 Mar, 2017

House-price collapse? It wouldn’t take much, one report says

The overvaluation of house prices resulting from just a few rate rises would be estimated at more than 50%. And that could be a recipe for disaster

16 Mar, 2017

RBA ponders tighter lending standards

The idea is being floated around due to widespread fears that apartment prices may collapse

16 Mar, 2017

NSW government may increase stamp duty for foreign investors

The objective is to help more first-home buyers enter the state’s pricey housing market

15 Mar, 2017

Rise in US interest rates would negatively impact Australia’s mortgage belt

The increase would make it more expensive for Aussie banks to raise cash—and this burden would be passed on to mortgage holders

15 Mar, 2017

Job security causes mortgage holders sleepless nights

Forty-one percent of families fear they may not be able to service their home loans if their employment situation were to change, reveals a new study

15 Mar, 2017

Homebuyers risk heavy losses by over-borrowing

New figures from APRA show that Aussies took on an additional $110bn of mortgages last year

14 Mar, 2017

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

Michael Mata – Page 42

Your Mortgage

Mortgage Comparison

Calculators

Mortgage Brokers