The Reserve Bank of Australia (RBA) has increased the cash rate by 0.25% basis points in May taking the official cash rate to a new high of 0.35%. It marks the first time since November 2010 that there has been a cash rate increase.
But don't wait for your bank to send you an email or a letter informing you if they’ve passed on the rate increase. Your Mortgage will provide regular updates on which lenders are passing on the rate increase to variable rate home loans, as they are announced.
Which lenders have passed on the RBA rate rise?
All interest rate increases listed below are for variable rates only and refer to lenders' responses to the RBA rate rise on May 3 2022.
This page was last updated 18 May 2022. P&I = Principal and Interest, IO = Interest Only, OO = Owner-occupier.
Featured
- Athena interest rate rise
- homeloans.com.au interest rate rise
- loans.com.au interest rate rise
- Yard interest rate rise (pending)
Big 4
- ANZ interest rate rise
- Commonwealth Bank interest rate rise
- NAB interest rate rise
- Westpac interest rate rise
Banks
- Adelaide Bank interest rate rise
- AMP interest rate rise
- ANZ interest rate rise
- Arab Bank Australia interest rate rise (pending)
- Australian Military Bank interest rate rise
- Australian Unity interest rate rise (pending)
- Auswide Bank interest rate rise
- Bank Australia interest rate rise
- Bank of Melbourne interest rate rise
- Bank of Queensland (BOQ) interest rate rise
- Bank of us interest rate rise
- BankFirst interest rate rise (pending)
- BankSA interest rate rise
- Bankstown City Unity Bank interest rate rise (pending)
- BankVic interest rate rise (pending)
- Bankwest interest rate rise
- BCU interest rate rise
- Bendigo Bank interest rate rise
- Beyond Bank interest rate rise (pending)
- Citi interest rate rise (pending)
- Commonwealth Bank interest rate rise
- Community First Credit Union interest rate rise (pending)
- Credit Union SA interest rate rise (pending)
- Defence Bank interest rate rise (pending)
- Delphi Bank interest rate rise (pending)
- Easy Street Financial Services interest rate rise (pending)
- Endeavour Mutual Bank interest rate rise (pending)
- G&C Mutual Bank interest rate rise (pending)
- Gateway Bank interest rate rise (pending)
- Geelong Bank interest rate rise (pending)
- Greater Bank interest rate rise
- Great Southern Bank interest rate rise
- Heritage Bank interest rate rise (pending)
- Horizon Bank interest rate rise
- HSBC interest rate rise
- Hume Bank interest rate rise
- Hunter United interest rate rise (pending)
- Illawarra Credit Union interest rate rise (pending)
- IMB Bank interest rate rise
- ING interest rate rise
- Macquarie Bank interest rate rise
- Macquarie Credit Union interest rate rise (pending)
- ME Bank interest rate rise
- MOVE Bank interest rate rise
- MyState Bank interest rate rise
- NAB interest rate rise
- Newcastle Permanent interest rate rise
- P&N Bank interest rate rise
- People's Choice CU interest rate rise (pending)
- Police Credit Union interest rate rise (pending)
- QBank interest rate rise
- Qudos Bank interest rate rise
- RAMS interest rate rise
- RACQ interest rate rise
- Regional Australia Bank interest rate rise (pending)
- Service One Alliance Bank interest rate rise (pending)
- Southern Cross Credit Union interest rate rise (pending)
- St George interest rate rise
- Summerland Credit Union interest rate rise (pending)
- Suncorp interest rate rise
- Sydney Mutual Bank interest rate rise (pending)
- Teachers Mutual Bank interest rate rise
- The Capricornian interest rate rise (pending)
- The Mutual Bank interest rate rise (pending)
- UBank interest rate rise (pending)
- UniBank interest rate rise
- Westpac interest rate rise
Non-bank lenders
- 86 400 interest rate rise (pending)
- Athena interest rate rise
- Aussie interest rate rise (pending)
- Freedom Lend interest rate rise
- Homeloans.com.au interest rate rise (pending)
- Homestar Finance interest rate rise (pending)
- La Trobe Financial interest rate rise (pending)
- Liberty Financial interest rate rise (pending)
- loans.com.au interest rate rise
- Mortgage House interest rate rise (pending)
- Nano Digital Home Loans interest rate rise
- Pepper Money interest rate rise (pending)
- RAMS interest rate rise (pending)
- Reduce Home Loans interest rate rise
- Resimac interest rate rise
- State Custodians interest rate rise (pending)
- TicToc interest rate rise (pending)
- Virgin Money interest rate rise
ANZ rate rise
Rate hike: 25 basis points
Effective from: 13 May 2022
Applies to: Variable rate home loans
CommBank rate rise
Rate hike: 25 basis points
Effective from: 20 May 2022
Applies to: Variable rate home loans
NAB rate rise
Rate hike: 25 basis points
Effective from: 13 May 2022
Applies to: Variable rate home loans
Westpac rate rise
Rate hike: 25 basis points
Effective from: 17 May 2022
Applies to: Variable rate home loans
Adelaide Bank rate rise
Rate hike: 25 basis points
Effective from: 16 May 2022
Applies to: Variable rate home loans
AMP rate rise
Rate hike: 25 basis points
Effective from: 13 May
Applies to: Variable rate home loans
Athena rate rise
Rate hike: 25 basis points
Effective from: 5 May
Applies to: Variable rate home loans
Australian Military Bank rate rise
Rate hike: 25 basis points
Effective from: 20 May
Applies to: Variable rate home loans
Auswide rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
Bank Australia rate rise
Rate hike: 25 basis points
Effective from: 25 May
Applies to: Variable rate home loans
Bank of Melbourne rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
Bank of Queensland (BOQ) rate rise
Rate hike: 25 basis points
Effective from: 13 May
Applies to: Variable rate home loans
Bank of us rate rise
Rate hike: 25 basis points
Effective from: 1 June
Applies to: Variable rate home loans
BankSA rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
BankWest rate rise
Rate hike: 25 basis points
Effective from: 18 May
Applies to: Variable rate home loans
BCU rate rise
Rate hike: 15-25 basis points
Effective from: 1 June
Applies to: Variable rate home loans
Bendigo Bank rate rise
Rate hike: 25 basis points
Effective from: 16 May
Applies to: Variable rate home loans
Freedom Lend rate rise
Rate hike: 25 basis points
Effective from: 25 May
Applies to: Variable rate home loans
Greater Bank rate rise
Rate hike: 25 basis points
Effective from: 10 May
Applies to: Variable rate home loans
Great Southern Bank rate rise
Rate hike: 25 basis points
Effective from: 12 May
Applies to: Variable rate home loans
homeloans.com.au rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
Horizon Bank rate rise
Rate hike: 25 basis points
Effective from: 4 May
Applies to: Variable rate home loans
HSBC rate rise
Rate hike: 25 basis points
Effective from: 23 May
Applies to: Variable rate home loans
Hume Bank rate rise
Rate hike: 25 basis points
Effective from: 25 May
Applies to: Variable rate home loans
IMB rate rise
Rate hike: 25 basis points
Effective from: 20 May
Applies to: Variable rate home loans
ING rate rise
Rate hike: 25 basis points
Effective from: 10 May
Applies to: Variable rate home loans
loans.com.au rate rise
Rate hike: 25 basis points
Effective from: 18 May
Applies to: Variable rate home loans
Macquarie Bank rate rise
Rate hike: 25 basis points
Effective from: 13 May
Applies to: Variable rate home loans
ME Bank rate rise
Rate hike: 25 basis points
Effective from: 13 May
Applies to: Variable rate home loans
MOVE Bank rate rise
Rate hike: 25 basis points
Effective from: 12 May
Applies to: Variable rate home loans
MyState Bank rate rise
Rate hike: 25 basis points
Effective from: 19 May
Applies to: Variable rate home loans
Nano rate rise
Rate hike: 25 basis points
Effective from: 19 May
Applies to: Variable rate home loans
Newcastle Permanent rate rise
Rate hike: 25 basis points
Effective from: 18 May
Applies to: Variable rate home loans
P&N Bank rate rise
Rate hike: 15-25 basis points
Effective from: 1 June
Applies to: Variable rate home loans
QBank rate rise
Rate hike: 25 basis points
Effective from: 20 May 2022
Applies to: Variable rate home loans
Qudos rate rise
Rate hike: 25 basis points
Effective from: 20 May 2022
Applies to: Variable rate home loans
RAMS rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
RACQ rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
Reduce Home Loans rate rise
Rate hike: 20 basis points
Effective from: 3 May
Applies to: Variable rate home loans
Resimac rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
St George rate rise
Rate hike: 25 basis points
Effective from: 17 May
Applies to: Variable rate home loans
Suncorp rate rise
Rate hike: 25 basis points
Effective from: 18 May
Applies to: Variable rate home loans
Teachers Mutual Bank rate rise
Rate hike: 25 basis points
Effective from: 20 May
Applies to: Variable rate home loans
UniBank rate rise
Rate hike: 25 basis points
Effective from: 20 May
Applies to: Variable rate home loans
Virgin Money rate rise
Rate hike: 25 basis points
Effective from: 13 May
Applies to: Variable rate home loans
Collections: Interest Rates RBA
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