How to budget yourself out of debt |
|
|
Period (e.g. weekly, monthly) |
Household income |
|
Work-related income (after tax) |
|
Rental income |
|
Dividends/imputation credits |
|
Interest |
|
Government income support |
|
Superannuation pension (after tax) |
|
TOTAL INCOME |
$ |
Expenses |
|
Housing expenses |
|
Rent/mortgage |
|
Water rates and land rates |
|
Electricity/gas/wood/oil |
|
Telephone/mobile/internet/pay TV |
|
Furniture/electrical appliances |
|
Maintenance/repairs |
|
Home and contents insurance |
|
Transport expenses |
|
Vehicle registration |
|
Car insurance/road side assistance |
|
Licenses |
|
Fuel |
|
Maintenance/repairs/service |
|
Public transport/taxi/parking |
|
Personal and family expenses |
|
Groceries |
|
Clothing/shoes/dry cleaning |
|
Hair care/cosmetics |
|
Child care/school fees |
|
Books/excursions/pocket money |
|
Pets/vets |
|
Health/ambulance insurance |
|
Supeannuation/life insurance |
|
Union fees |
|
Leisure expenses |
|
Entertainment |
|
Holidays |
|
Gifts/donations |
|
Financing Expenses |
|
Loans (personal, car, business) |
|
Credit card 1 |
|
Credit card 2 |
|
Store cards |
|
Total Expenses |
|
Total Income |
|
Surplus/Deficit |
|
Source: www.nicri.org.au |
Collections: Mortgage News
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