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Prestige homes remain sluggish in Brisbane

Many these designer homes have failed to generate considerable buyer interest and sell at auctions despite favourable movements from the lower ends of Brisbane’s property market.

11 May, 2016

Mortgage age increased to 85 by UK building society

Britain’s Nationwide Building Society increased its maximum age for mortgages from 75 to 85 to help them borrow later in life.

10 May, 2016

Sydney house auction market posts encouraging results

Last week’s results were deemed encouraging for the market, with Sydney reporting a clearance rate of 73.8 per cent, its highest result since the Easter break.

07 May, 2016

Improvement in housing affordability expected in Sydney, Melbourne

Moody’s Investor Service analyst Natsumi Matsuda expects homes in Sydney and Melbourne to become more affordable soon as it seems that housing repayment costs have reached their peak.

06 May, 2016

Super tax changes won’t result in a rush to property market, experts say

Experts believe that the rich are unlikely to suddenly rush into the property investments despite changes in superannuation tax concessions.

06 May, 2016

Are there more cash rate cuts looming for the RBA?

More rate cuts might be in store later this year due to global inflation, in spite of the recent cash rate already hitting historic lows.

06 May, 2016

Don’t expect banks to move swiftly in next RBA cut, analyst says

Australia’s major banks quickly followed suit in the Reserve Bank’s recent rate cut, but they might not move as quickly if another cut is on the horizon for 2016.

06 May, 2016

First home buyers and mortgagees benefit from recent rate cut

First home buyers and mortgage holders emerged as the winners in the Reserve Bank’s decision to cut the official cash rates as it made home loans more affordable than ever.

05 May, 2016

RBA: Rate cut will ‘increase mortgage affordability for everyone’

The Reserve Bank of Australia calmed fears that the rate cut will further stimulate housing prices, saying that there are little risks to the lowering of the cash rate.

05 May, 2016

Millennials need more help from the government in buying a home

It seems like the government has given up on helping millennials buy a home as Treasurer Scott Morrison did not mention anything about housing affordability in this year’s federal budget.

05 May, 2016

Buying in Adelaide? You'll need a bigger mortgage

Adelaide was proclaimed as the best-performing capital city in terms of dwelling values by CoreLogic’s Hedonic Home Value Index.

04 May, 2016

Big banks follow RBA’s interest rate cut

Australia’s big four banks cut their variable home loan rates after the RBA cut the cash rate to a record low of 1.75 per cent.

04 May, 2016

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Important information

YourMortgage.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At YourMortgage.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

YourMortgage.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, Savings.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

Your Mortgage – Page 18

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