Author

Michael Mata – Page 55

Recent articles for this author

Young people are more likely to renovate their homes than upgrade

According to new findings from Houzz, Millennials are more likely to renovate their existing homes as opposed to moving up the property ladder

28 Oct, 2016

Perth’s apartment market slump is a sign of things to come for the east coast capitals

Some analysts say the looming apartment glut in Perth is a sign of things to come for the east coast capitals

27 Oct, 2016

Adelaide and Hobart are potential hotbeds for property price growth

According to a new report, Adelaide and Hobart have leapt ahead of other major capital cities, becoming potential hotbeds for property price growth

27 Oct, 2016

APRA wants lenders to screen potential borrowers more thoroughly

APRA wants lenders to tighten their lending criteria and extract more detailed information about borrowers’ incomes and expenses

26 Oct, 2016

Tapping into the bank of mum and dad: risks and safeguards

With house prices continuing to climb, many young adults are increasingly turning to the “bank of mum and dad” to afford their first homes

26 Oct, 2016

The biggest lenders raked in $2.5 billion by charging real estate investors more

Australia’s biggest lenders have raked in an extra $2.5 billion by charging investors more for loans than owner occupiers

24 Oct, 2016

APRA chairman refuses to use the “B word” to describe Sydney housing market

Wayne Byres, chairman of APRA, has refused to use the “B word” to describe the Sydney housing market, saying the situation was more nuanced

21 Oct, 2016

Sluggish economy is causing mortgage arrears to shoot up

The sluggish economy is causing mortgage arrears to shoot up nationwide, with Tasmania, NT, and WA experiencing the greatest increases

20 Oct, 2016

Auswide Bank to offer tracker mortgages

Queensland’s Auswide Bank has defied the Big Four by recently announcing it will begin offering tracker mortgages to clients

19 Oct, 2016

Andrew Thorburn warns the public about tracker mortgages

NAB group chief executive officer Andrew Thorburn recently said the introduction of tracker mortgages would amplify the risks faced by the financial system

19 Oct, 2016

Aussie property market is vulnerable to shifts in the global financial system

While the RBA’s latest Financial Stability Review says housing finance is less of a danger than it was in the past, risks still abound

18 Oct, 2016

Tracker mortgages could help millions of Aussie homeowners

Tracker mortgages could potentially help millions of Aussie homeowners who suffer because the Big Four refuse to pass on Reserve Bank of Australia (RBA) rate cuts

17 Oct, 2016

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

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Michael Mata – Page 55

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