Author

Michael Mata – Page 28

Recent articles for this author

More than a million dwellings in Australia are unoccupied

While rates of homeownership continue to decline among young people, investors are snapping up properties and leaving them vacant

27 Jul, 2017

House prices return to more affordable levels in mining towns

While the end of the mining boom has had a negative impact on property prices, homes in the region have become more affordable

26 Jul, 2017

Bankwest lifts rates for interest-only loans

The latest increases come on the heels of the last round of rate rises in June

26 Jul, 2017

Repayments will go up – and you can thank the RBA and APRA

With rate hikes just around the corner, and APRA’s curbs forcing banks to reprice their loans, borrowers can expect heftier repayments

25 Jul, 2017

Borrowers should anticipate a possible rate hike

Some experts advise borrowers to look for a fixed loan that allows extra repayments so that they can whittle down the balance sooner

25 Jul, 2017

Why choosing the right mortgage is hard for first-home buyers

Many feel overwhelmed by the sheer range of products and interest rates on offer, a new survey reveals

24 Jul, 2017

Could the RBA’s cash rate rise two percentage points?

Such an increase would add to current mortgage repayments and create financial stress in the most vulnerable households

24 Jul, 2017

To break monopoly, many smaller lenders could become banks

The proposed change could break the Big Four’s monopoly over the mortgage market and help families get cheaper home loan rates

20 Jul, 2017

The fight to reduce brokers’ commissions wears on

ASIC wants the existing remuneration structure to be reformed, and consumer groups want upfront commissions to be abolished

19 Jul, 2017

Borrowing against the home: A strategy to pay for aged care

Such debts can generally be divided into long-term and short-term loans

18 Jul, 2017

NAB slashes growth forecasts for houses, units

Numerous factors, including tighter credit rules and the growing supply of new stock, have reined in Australia’s seemingly unstoppable housing market boom

17 Jul, 2017

Advantedge hikes rates on interest-only loans

The increases will impact the self-branded mortgages being offered by brokers

14 Jul, 2017

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and Performance Drive are part of the InfoChoice Group. In the interest of full disclosure, the InfoChoice Group is associated with the Firstmac Group. Read about how Infochoice Group manages potential conflicts of interest, along with how we get paid.

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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The information provided by YourMortgage.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read YourMortgage.com.au’s Financial Services and Credit Guide (FSCG).

Michael Mata – Page 28

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