Westpac raises fixed rates by up to 35bps after RBA shift
Big four bank Westpac has added up to 35 basis points to its fixed home loan rates after t...
12 Dec, 2025
13 December 2025
I'm Brooke, and every week I sift through stacks of mortgage offers to highlight a handful of standouts – maybe they've got competitive rates, low fees, or handy features.
This week I've got three attractive owner occupier home loans with low rates and great features.
Up Bank's variable rate is available to homeowners with deposits or equity worth 10% of their property's value and offers multiple offset accounts
Unity Bank currently offers one of the lowest home loan rates out there to owner occupiers with LVRs of 95% or less who are willing to fix their rate for three years.
If you have at least 20% equity in your home, you may qualify for Unloan’s sharp variable rate. What sets it apart is a 0.01% loyalty discount for each year a person holds their mortgage, up to a maximum 0.30% p.a. discount
See you next time!
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